Most of us struggle in managing our finances on a daily basis. If you are one of them, you are encouraged to take a look at the mobile apps, which are designed to make the life easy for you. Here is a list of 7 of the best personal finance apps that are available for you to consider.
Any person struggling with finances can go through these solutions and pick the top one most suited for you. And remember that while these apps could be useful for general financial tasks, many users might want to use special software and systems for their special financial needs such as payroll services.
Fortunately, all of these apps are available for both the popular operating systems for mobiles, i.e. Android and iOS.
1) Prism
Prism is a comprehensive bill management app available to you. When you start using Prism, you don’t have to log into multiple accounts to pay the bills. You will be provided with a single convenient interface to pay all the bills.
As of now, 11,000 billers have signed up with Prism to provide this convenience to you.
They include subscription services like Netflix, utility companies and even banks. You can pay for your dues manually or else, you can set up automatic payments as well.
If you are a person who is finding it as a difficult task to save enough money for retirement, you are encouraged to take a look at Acorns.
That’s because it has the ability to automate your investments. Along with that, it is in a position to help you develop the habit of saving money as well. You can simply connect your debit card or credit card to Acorns and start moving with the process. It will round all your investments to the nearest amount of dollar automatically and pick the investment portfolio as per your preferences.
Hence, this can be considered as one of the best methods available for you to automate the process of saving enough money to enjoy your retirement.
It is extremely important for you to keep a close eye on your credit score at all times. If you fail to do it, you will have to face many negative consequences in the long run. That’s where Credit Karma would help you with.
The Credit Karma app has the ability to show you the Trans Union Scores and Equifax as well. Therefore, you will be provided with a clear overview of the financial decisions that you take and how they are in a position to create an impact on your credit.
Another great feature that you can see in Credit Karma is that it will update your credit score on a weekly basis. You will also be able to compare your credit score with others by location, age and income.
Clarity Money is one of the most innovative apps, based on Artificial Intelligence. It has the ability to figure out all the monthly subscriptions that can be found in your financial accounts.
It will help you to understand how your payments for subscriptions are made. It will simplify the entire process and make sure that you don’t end up with any financial drains. You just need to follow what is recommended by Clarity Money and you will be able to refrain from frustration.
The app uses multi-level safeguards for data protection and could be used to link financial accounts to the app. These financial institutions include:
American Express
Citi
Wells Fargo
Capital One
Bank of America
Chase
In short, Clarity Money helps users to stay organized, in addition to save money and time.
When you go on a vacation trip with your friends, you will come across the need to divide the expenses among all friends. This will not be the most pleasant experience that you can go through.
However, Splitwise can provide a great overall assistance to you with making your life easy in this kind of a situation.
This app has the ability to remove guesswork as well as tension from settling up the expenses. These include different costs for groceries, air conditioning services, kitchen renovation, daily expenses, etc.
You just need to get everyone to install the app and Splitwise will let them know how much they owe and to whom they need to make the payments.
As one of the most downloaded apps on Google Play and App Store, Venmo is a mobile application owned by PayPal. It can help you to transfer money to your friends, family members or even clients with ease. In order to do that, you will be provided with the chance to link your bank account, credit card or debit card.
A variety of transactions can be made from the Venmo app. They include transactions to savings accounts, credit cards or even debit cards.
You will be able to send money from the credit card account for a transaction fee of just 3%.
Quicken is a well-known personal finance software. It now comes to you as a mobile app as well. If you want to get a good picture of your financial situation, you should start using Quicken.
Then you can see a clear overview of the accounts and you will be able to categorize the expenses automatically. You will have to pay to obtain Quicken subscription, but it is totally worth.
Prism is a comprehensive bill management app available to you. When you start using Prism, you don’t have to log into multiple accounts to pay the bills. You will be provided with a single convenient interface to pay all the bills.
Other features of this financial app include:
If you are a person who is finding it as a difficult task to save enough money for retirement, you are encouraged to take a look at Acorns.
It is extremely important for you to keep a close eye on your credit score at all times. If you fail to do it, you will have to face many negative consequences in the long run. That’s where Credit Karma would help you with.
Clarity Money is one of the most innovative apps, based on Artificial Intelligence. It has the ability to figure out all the monthly subscriptions that can be found in your financial accounts.
The app uses multi-level safeguards for data protection and could be used to link financial accounts to the app. These financial institutions include:
When you go on a vacation trip with your friends, you will come across the need to divide the expenses among all friends. This will not be the most pleasant experience that you can go through.
As one of the most downloaded apps on Google Play and App Store, Venmo is a mobile application owned by PayPal. It can help you to transfer money to your friends, family members or even clients with ease. In order to do that, you will be provided with the chance to link your bank account, credit card or debit card.
Quicken is a well-known personal finance software. It now comes to you as a mobile app as well. If you want to get a good picture of your financial situation, you should start using Quicken.
