7 Best Personal Finance Apps (Android & iOS)
Most of us struggle in managing our finances on a daily basis. If you are one of them, you are encouraged to take a look at the mobile apps, which are designed to make the life easy for you. Here is a list of 7 of the best personal finance apps that are available for you to consider.
Any person struggling with finances can go through these solutions and pick the top one most suited for you. And remember that while these apps could be useful for general financial tasks, many users might want to use special software and systems for their special financial needs such as payroll services.
Fortunately, all of these apps are available for both the popular operating systems for mobiles, i.e. Android and iOS.
Prism is a comprehensive bill management app available to you. When you start using Prism, you don’t have to log into multiple accounts to pay the bills. You will be provided with a single convenient interface to pay all the bills.
As of now, 11,000 billers have signed up with Prism to provide this convenience to you.
They include subscription services like Netflix, utility companies and even banks. You can pay for your dues manually or else, you can set up automatic payments as well.
Other features of this financial app include:
- Comprehensive bill list view
- Bill calendar view
- Payment history
- Due date reminders and alerts
- Free same-day bill pay
- Automatic bill tracking
Download Prism app for iOS (iPhone and iPad) from Apple App Store: https://apps.apple.com/app/prism-pay-bills-bill-reminder/id522138897
Download Prism for Android from Google Play: https://apps.apple.com/app/prism-pay-bills-bill-reminder/id522138897
If you are a person who is finding it as a difficult task to save enough money for retirement, you are encouraged to take a look at Acorns.
That’s because it has the ability to automate your investments. Along with that, it is in a position to help you develop the habit of saving money as well. You can simply connect your debit card or credit card to Acorns and start moving with the process. It will round all your investments to the nearest amount of dollar automatically and pick the investment portfolio as per your preferences.
Hence, this can be considered as one of the best methods available for you to automate the process of saving enough money to enjoy your retirement.
Acorns app for Android: https://play.google.com/store/apps/details?id=com.acorns.android
Acorns app for iPhone: https://apps.apple.com/app/acorns-invest-spare-change/id883324671
3) Credit Karma
It is extremely important for you to keep a close eye on your credit score at all times. If you fail to do it, you will have to face many negative consequences in the long run. That’s where Credit Karma would help you with.
The Credit Karma app has the ability to show you the Trans Union Scores and Equifax as well. Therefore, you will be provided with a clear overview of the financial decisions that you take and how they are in a position to create an impact on your credit.
Another great feature that you can see in Credit Karma is that it will update your credit score on a weekly basis. You will also be able to compare your credit score with others by location, age and income.
Download this top ranking app in the finance category for Android devices: https://play.google.com/store/apps/details?id=com.creditkarma.mobile
Credit Karma for iOS could be downloaded for free from https://apps.apple.com/app/credit-karma/id519817714
4) Clarity Money
Clarity Money is one of the most innovative apps, based on Artificial Intelligence. It has the ability to figure out all the monthly subscriptions that can be found in your financial accounts.
It will help you to understand how your payments for subscriptions are made. It will simplify the entire process and make sure that you don’t end up with any financial drains. You just need to follow what is recommended by Clarity Money and you will be able to refrain from frustration.
The app uses multi-level safeguards for data protection and could be used to link financial accounts to the app. These financial institutions include:
- American Express
- Wells Fargo
- Capital One
- Bank of America
In short, Clarity Money helps users to stay organized, in addition to save money and time.
Clarity Money app for iOS: https://apps.apple.com/app/clarity-money-budget-manager/id1148133022
Download the app for Android devices: https://play.google.com/store/apps/details?id=com.claritymoney.android.prod
When you go on a vacation trip with your friends, you will come across the need to divide the expenses among all friends. This will not be the most pleasant experience that you can go through.
However, Splitwise can provide a great overall assistance to you with making your life easy in this kind of a situation.
This app has the ability to remove guesswork as well as tension from settling up the expenses.
You just need to get everyone to install the app and Splitwise will let them know how much they owe and to whom they need to make the payments.
Splitwise app for Android users: https://play.google.com/store/apps/details?id=com.Splitwise.SplitwiseMobile
Splitwise app could be downloaded for iPad and iPhone from https://apps.apple.com/app/splitwise/id458023433
As one of the most downloaded apps on Google Play and App Store, Venmo is a mobile application owned by PayPal. It can help you to transfer money to your friends, family members or even clients with ease. In order to do that, you will be provided with the chance to link your bank account, credit card or debit card.
A variety of transactions can be made from the Venmo app. They include transactions to savings accounts, credit cards or even debit cards.
You will be able to send money from the credit card account for a transaction fee of just 3%.
This personal finance app could be downloaded for Android from Google Play at https://play.google.com/store/apps/details?id=com.venmo
The download page for iOS version of Venmo is https://apps.apple.com/app/venmo-send-receive-money/id351727428
Quicken is a well-known personal finance software. It now comes to you as a mobile app as well. If you want to get a good picture of your financial situation, you should start using Quicken.
Then you can see a clear overview of the accounts and you will be able to categorize the expenses automatically. You will have to pay to obtain Quicken subscription, but it is totally worth.
To download Quicken for iOS please visit https://apps.apple.com/app/quicken/id701067522
And the app could be installed on Android devices from Google Play at https://play.google.com/store/apps/details?id=com.quicken.qm2014
Pick the best finance app out of these and you will be guaranteed to receive an outstanding experience with making your life easy.